Compare Cover - Annual Business Travel Insurance

Business Travel Insurance includes additional cover for business equipment, making it ideal for employers looking to insure their assets and employees. There is the added benefit that employees will also be covered for their own personal travel.

Business Travel Insurance can be added to most of our annual travel insurance policies.

TRAVEL COVER Light Standard Premier Excess
Cancellation & Curtailment Up to €4,500 Up to €4,500 Up to €7,500 €85*
Catastrophe Cover No Cover Up to €1,500 Up to €1,500 €75
Withdrawal of Services €75 per day up to €375 €75 per day up to €375 €75 per day up to €375 n/a
Scheduled Airline Failure Up to €4,500 Up to €4,500 Up to €7,500 n/a
Medical Expenses Up to €10,000,000 Up to €10,000,000 Up to €10,000,000 €85*†
Hospital Benefit No Cover €50 per day up to €1,500 €75 per day up to €2,250 n/a
Mugging Benefit €50 per day up to €500 €50 per day up to €500 €50 per day up to €500 n/a
Personal Effects & Baggage No Cover Up to €2,000 Up to €3,000 €75
- Single Item Limit - Up to €500 Up to €500 -
- Valuables Limit in Total - Up to €500 Up to €500 -
Travel Documents No Cover Up to €250 Up to €250 -
Delayed Baggage No Cover €50 per day up to €200 €75 per day up to €300 -
Personal Money No Cover Up to €500 Up to €750 €75
- Cash Limit - Up to €250 Up to €300 -
- Cash Limit (under 18) - Up to €100 Up to €125 -
Travel Delay €20 for the first 12 hour period, €20 for each additional 12 hour period up to €300 €20 for the first 12 hour period, €20 for each additional 12 hour period up to €300 €30 for the first 12 hour period, €30 for each additional 12 hour period up to €450 n/a
Holiday Abandonment Up to €4,500 Up to €4,500 Up to €7,500 €75
Additional Expenses Up to €1,000 Up to €1,000 Up to €1,500 n/a
Pet Care No Cover €15 per day up to €150 €15 per day up to €150 n/a
Hijack €75 per day up to €750 €75 per day up to €750 €75 per day up to €750 n/a
Missed Departure Up to €1,000 Up to €1,000 Up to €1,500 €75
Personal Accident Max. Benefit €15,000 Max. Benefit €20,000 Max. Benefit €30,000 n/a
- Loss of Limbs or Sight €15,000 €20,000 €30,000 -
- Permanent Total Disablement €15,000 €20,000 €30,000 -
- Death Benefit (aged 18-65) €7,500 €10,000 €15,000 -
- Death Benefit (aged 66-69) €3,750 €3,750 €3,750 -
- Death Benefit (aged under 18) €3,750 €3,750 €3,750 -
Personal Liability Up to €2,000,000 Up to €2,000,000 Up to €2,000,000 €150
Legal Expenses Up to €15,000 Up to €15,000 Up to €25,000 €250
The Excess is the first amount of the claim for each person, each section, and each incident which is payable by you.
* Medical Expenses and Cancellation and Curtailment related excesses are doubled for persons aged 66 and over.
† The Medical Expenses excess for in-patient claims is €55,000 where the Private Health Insurance discount has been availed of.
BUSINESS COVER * Light Standard Premier Excess
Business Equipment No Cover Up to €3,000 Up to €3,000 €75
- Single Item Limit - Up to €750 Up to €750 -
- Computer Equipment (Single Item Limit) - Up to €2,000 Up to €2,000 -
- Samples - Up to €750 Up to €750 -
- Delayed Business Equipment - €150 per day up to €450 €150 per day up to €450 -
- Emergency Courier of Essential Business  Equipment - Up to €750 Up to €750 -
Business Equipment Hire No Cover €200 per day up to €1,000 €200 per day up to €1,000 €75
Business Money No Cover Up to €1,500 Up to €1,500 €75
- Cash Limit - Up to €750 Up to €750 -
Employee Replacement No Cover Up to €1,500 Up to €1,500 €75
* Effected when additional premium is paid
GOLF COVER * Light Standard Premier Excess
Golf Equipment No Cover Up to €1,500 Up to €1,500 €75
- Single item Limit (Owned) - Up to €375 Up to €375 -
Golf Hire No Cover €50 per day up to €200 €50 per day up to €200 n/a
Green Fees No Cover €50 per day up to €400 €50 per day up to €400 n/a
* Effected when additional premium is paid
WINTERSPORTS COVER * Light Standard Premier Excess
Ski Equipment Up to €750 Up to €750 Up to €1,500 €75
- Owned Up to €750 Up to €750 Up to €750 -
- Single Item Limit - Owned Up to €375 Up to €375 Up to €375 -
- Hired Up to €375 Up to €375 Up to €375 -
Ski Hire €30 per day up to €300 €30 per day up to €300 €30 per day up to €300 n/a
Ski Pack €100 per day up to €400 €100 per day up to €400 €100 per day up to €400 n/a
Piste Closure €30 per day up to €300 €30 per day up to €300 €30 per day up to €300 n/a
Delay Due to Avalanche Up to €375 Up to €375 Up to €375 €75
* Effected when additional premium is paid
CRUISE COVER * Light Standard Premier Excess
Missed Port Departure No Cover €1,000 €1,000 €75
Cabin Confinement No Cover €100 per day up to €500 €100 per day up to €500 n/a
Itinery Changes No Cover €100 per port up to €400 €100 per port up to €400 n/a
Unused Excursions No Cover €30 per day up to €500 €30 per day up to €500 n/a
Cruise Interruption No Cover Up to €1,000 Up to €1,000 €75
* Effected when additional premium is paid
PHOTOGRAPHIC COVER * Light Standard Premier Excess
Photographic Equipment No Cover Up to €1,500 Up to €1,500 €75
* Effected when additional premium is paid

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