Compare Cover - Long Stay Travel Insurance

Long Stay Travel Insurance is ideal for young travellers looking to cover an extended trip abroad when the budget is tight. Our Discovery policy provides comprehensive travel insurance at an affordable price for students and young people on trips and long stays lasting up to 18 months.

TRAVEL COVER Light Standard Premier Excess
Cancellation & Curtailment €2,000 €2,000 €5,000 €90
Catastrophe Cover No Cover No Cover No Cover -
Withdrawal of Services €30 per day up to €300 €30 per day up to €300 €30 per day up to €300 n/a
Scheduled Airline Failure Up to €4,500 Up to €4,500 Up to €7,500 n/a
Medical Expenses Up to €3,000,000 Up to €5,000,000 Up to €10,000,000 €90*
Hospital Benefit No Cover €50 per day up to €500 €75 per day up to €1,500 n/a
Mugging Benefit €30 per day up to €300 €60 per day up to €600 €60 per day up to €600 n/a
Personal Effects & Baggage No Cover Up to €1,500 Up to €3,000 €90
- Single Item Limit - Up to €375 Up to €750 -
- Valuables Limit in Total - Up to €375 Up to €750 -
Travel Documents No Cover Up to €300 Up to €375 -
Delayed Baggage No Cover €50 per day up to €200 €75 per day up to €300 -
Personal Money No Cover Up to €300 Up to €750 €90
- Cash Limit - Up to €150 Up to €375 -
- Cash Limit (under 18) - Up to €75 Up to €150 -
Travel Delay €20 for the first 12 hour period, €20 for each additional 12 hour period up to €300 €20 for the first 12 hour period, €20 for each additional 12 hour period up to €300 €30 for the first 12 hour period, €30 for each additional 12 hour period up to €450 n/a
Holiday Abandonment Up to €2,000 Up to €2,000 Up to €5,000 €90
Additional Expenses Up to €1,000 Up to €1,000 Up to €1,500 n/a
Pet Care No Cover No Cover €15 per day up to €150 n/a
Hijack €50 per day up to €500 €50 per day up to €500 €75 per day up to €750 n/a
Missed Departure Up to €1,000 Up to €1,000 Up to €1,500 €90
Personal Accident Max. Benefit €15,000 Max. Benefit €15,000 Max. Benefit €30,000 n/a
- Loss of Limbs or Sight €15,000 €15,000 €30,000 -
- Permanent Total Disablement €15,000 €15,000 €30,000 -
- Death Benefit (aged 18-45) €7,500 €7,500 €15,000 -
- Death Benefit (aged under 18) €1,500 €1,500 €3,750 -
Personal Liability Up to €2,000,000 Up to €2,000,000 Up to €2,000,000 €150
Legal Expenses Up to €15,000 Up to €15,000 Up to €25,000 €250
The Excess is the first amount of the claim for each person, each section, and each incident which is payable by you.
* The Medical Expenses excess for in-patient claims is €55,000 where the Private Health Insurance discount has been availed of.
WINTERSPORTS COVER * Light Standard Premier Excess
Ski Equipment Up to €750 Up to €750 Up to €1,500 €90
- Owned Up to €750 Up to €750 Up to €750 -
- Single Item Limit - Owned Up to €375 Up to €375 Up to €375 -
- Hired Up to €375 Up to €375 Up to €375 -
Ski Hire €30 per day up to €300 €30 per day up to €300 €30 per day up to €300 n/a
Ski Pack €100 per day up to €400 €100 per day up to €400 €100 per day up to €400 n/a
Piste Closure €30 per day up to €300 €30 per day up to €300 €30 per day up to €300 n/a
Delay Due to Avalanche Up to €375 Up to €375 Up to €375 €90
* Effected when additional premium is paid
GOLF COVER * Light Standard Premier Excess
Golf Equipment No Cover Up to €1,500 Up to €1,500 €90
- Single item Limit (Owned) - Up to €375 Up to €375 -
Golf Hire No Cover €50 per day up to €200 €50 per day up to €200 n/a
Green Fees No Cover €50 per day up to €400 €50 per day up to €400 n/a
* Effected when additional premium is paid
PHOTOGRAPHIC COVER * Light Standard Premier Excess
Photographic Equipment No Cover Up to €1,500 Up to €1,500 €90
* Effected when additional premium is paid
CRUISE COVER * Light Standard Premier Excess
Missed Port Departure No Cover No Cover No Cover -
Cabin Confinement No Cover No Cover No Cover -
Itinery Changes No Cover No Cover No Cover -
Unused Excursions No Cover No Cover No Cover -
Cruise Interruption No Cover No Cover No Cover -
* Effected when additional premium is paid
BUSINESS COVER * Light Standard Premier Excess
Business Equipment No Cover No Cover No Cover -
- Single Item Limit - - - -
- Computer Equipment (Single Item Limit) - - - -
- Samples - - - -
- Delayed Business Equipment - - - -
- Emergency Courier of Essential Business  Equipment - - - -
Business Equipment Hire No Cover No Cover No Cover -
Business Money No Cover No Cover No Cover -
- Cash Limit - - - -
Employee Replacement No Cover No Cover No Cover -
* Effected when additional premium is paid

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