Compare Cover - Ski Travel Insurance

Ski Insurance covers you for a range of winter sports activities, including skiing and snowboarding.

Ski & Wintersports Insurance can be added to most of our European and Worldwide travel insurance policies.

TRAVEL COVER Light Standard Premier Excess
Cancellation & Curtailment Up to €4,500 Up to €4,500 Up to €7,500 €85*
Catastrophe Cover No Cover Up to €1,500 Up to €1,500 €75
Withdrawal of Services €75 per day up to €375 €75 per day up to €375 €75 per day up to €375 n/a
Scheduled Airline Failure Up to €4,500 Up to €4,500 Up to €7,500 n/a
Medical Expenses Up to €10,000,000 Up to €10,000,000 Up to €10,000,000 €85*†
Hospital Benefit No Cover €50 per day up to €1,500 €75 per day up to €2,250 n/a
Mugging Benefit €50 per day up to €500 €50 per day up to €500 €50 per day up to €500 n/a
Personal Effects & Baggage No Cover Up to €2,000 Up to €3,000 €75
- Single Item Limit - Up to €500 Up to €500 -
- Valuables Limit in Total - Up to €500 Up to €500 -
Travel Documents No Cover Up to €250 Up to €250 -
Delayed Baggage No Cover €50 per day up to €200 €75 per day up to €300 -
Personal Money No Cover Up to €500 Up to €750 €75
- Cash Limit - Up to €250 Up to €300 -
- Cash Limit (under 18) - Up to €100 Up to €125 -
Travel Delay €20 for the first 12 hour period, €20 for each additional 12 hour period up to €300 €20 for the first 12 hour period, €20 for each additional 12 hour period up to €300 €30 for the first 12 hour period, €30 for each additional 12 hour period up to €450 n/a
Holiday Abandonment Up to €4,500 Up to €4,500 Up to €7,500 €75
Additional Expenses Up to €1,000 Up to €1,000 Up to €1,500 n/a
Pet Care No Cover €15 per day up to €150 €15 per day up to €150 n/a
Hijack €75 per day up to €750 €75 per day up to €750 €75 per day up to €750 n/a
Missed Departure Up to €1,000 Up to €1,000 Up to €1,500 €75
Personal Accident Max. Benefit €15,000 Max. Benefit €20,000 Max. Benefit €30,000 n/a
- Loss of Limbs or Sight €15,000 €20,000 €30,000 -
- Permanent Total Disablement €15,000 €20,000 €30,000 -
- Death Benefit (aged 18-65) €7,500 €10,000 €15,000 -
- Death Benefit (aged 66-69) €3,750 €3,750 €3,750 -
- Death Benefit (aged under 18) €3,750 €3,750 €3,750 -
Personal Liability Up to €2,000,000 Up to €2,000,000 Up to €2,000,000 €150
Legal Expenses Up to €15,000 Up to €15,000 Up to €25,000 €250
The Excess is the first amount of the claim for each person, each section, and each incident which is payable by you.
* Medical Expenses and Cancellation and Curtailment related excesses are doubled for persons aged 66 and over.
† The Medical Expenses excess for in-patient claims is €55,000 where the Private Health Insurance discount has been availed of.
WINTERSPORTS COVER * Light Standard Premier Excess
Ski Equipment Up to €750 Up to €750 Up to €1,500 €75
- Owned Up to €750 Up to €750 Up to €750 -
- Single Item Limit - Owned Up to €375 Up to €375 Up to €375 -
- Hired Up to €375 Up to €375 Up to €375 -
Ski Hire €30 per day up to €300 €30 per day up to €300 €30 per day up to €300 n/a
Ski Pack €100 per day up to €400 €100 per day up to €400 €100 per day up to €400 n/a
Piste Closure €30 per day up to €300 €30 per day up to €300 €30 per day up to €300 n/a
Delay Due to Avalanche Up to €375 Up to €375 Up to €375 €75
* Effected when additional premium is paid
CRUISE COVER * Light Standard Premier Excess
Missed Port Departure No Cover €1,000 €1,000 €75
Cabin Confinement No Cover €100 per day up to €500 €100 per day up to €500 n/a
Itinery Changes No Cover €100 per port up to €400 €100 per port up to €400 n/a
Unused Excursions No Cover €30 per day up to €500 €30 per day up to €500 n/a
Cruise Interruption No Cover Up to €1,000 Up to €1,000 €75
* Effected when additional premium is paid
BUSINESS COVER * Light Standard Premier Excess
Business Equipment No Cover Up to €3,000 Up to €3,000 €75
- Single Item Limit - Up to €750 Up to €750 -
- Computer Equipment (Single Item Limit) - Up to €2,000 Up to €2,000 -
- Samples - Up to €750 Up to €750 -
- Delayed Business Equipment - €150 per day up to €450 €150 per day up to €450 -
- Emergency Courier of Essential Business  Equipment - Up to €750 Up to €750 -
Business Equipment Hire No Cover €200 per day up to €1,000 €200 per day up to €1,000 €75
Business Money No Cover Up to €1,500 Up to €1,500 €75
- Cash Limit - Up to €750 Up to €750 -
Employee Replacement No Cover Up to €1,500 Up to €1,500 €75
* Effected when additional premium is paid
GOLF COVER * Light Standard Premier Excess
Golf Equipment No Cover Up to €1,500 Up to €1,500 €75
- Single item Limit (Owned) - Up to €375 Up to €375 -
Golf Hire No Cover €50 per day up to €200 €50 per day up to €200 n/a
Green Fees No Cover €50 per day up to €400 €50 per day up to €400 n/a
* Effected when additional premium is paid
PHOTOGRAPHIC COVER * Light Standard Premier Excess
Photographic Equipment No Cover Up to €1,500 Up to €1,500 €75
* Effected when additional premium is paid

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