Compare Cover - Ski Season Travel Insurance
Ski Season Travel Insurance is for young people going away for a long period of time. It covers leisure ski and snowboard activities for the full period of the insurance.
| TRAVEL COVER |
Light |
Standard |
Premier |
Excess |
|---|
| Cancellation & Curtailment |
€2,000 |
€2,000 |
€5,000 |
€90 |
| Catastrophe Cover |
No Cover |
No Cover |
No Cover |
- |
| Withdrawal of Services |
€30 per day up to €300 |
€30 per day up to €300 |
€30 per day up to €300 |
n/a |
| Scheduled Airline Failure |
Up to €4,500 |
Up to €4,500 |
Up to €7,500 |
n/a |
| Medical Expenses |
Up to €3,000,000 |
Up to €5,000,000 |
Up to €10,000,000 |
€90* |
| Hospital Benefit |
No Cover |
€50 per day up to €500 |
€75 per day up to €1,500 |
n/a |
| Mugging Benefit |
€30 per day up to €300 |
€60 per day up to €600 |
€60 per day up to €600 |
n/a |
| Personal Effects & Baggage |
No Cover |
Up to €1,500 |
Up to €3,000 |
€90 |
| - Single Item Limit |
- |
Up to €375 |
Up to €750 |
- |
| - Valuables Limit in Total |
- |
Up to €375 |
Up to €750 |
- |
| Travel Documents |
No Cover |
Up to €300 |
Up to €375 |
- |
| Delayed Baggage |
No Cover |
€50 per day up to €200 |
€75 per day up to €300 |
- |
| Personal Money |
No Cover |
Up to €300 |
Up to €750 |
€90 |
| - Cash Limit |
- |
Up to €150 |
Up to €375 |
- |
| - Cash Limit (under 18) |
- |
Up to €75 |
Up to €150 |
- |
| Travel Delay |
€20 for the first 12 hour period, €20 for each additional 12 hour period up to €300 |
€20 for the first 12 hour period, €20 for each additional 12 hour period up to €300 |
€30 for the first 12 hour period, €30 for each additional 12 hour period up to €450 |
n/a |
| Holiday Abandonment |
Up to €2,000 |
Up to €2,000 |
Up to €5,000 |
€90 |
| Additional Expenses |
Up to €1,000 |
Up to €1,000 |
Up to €1,500 |
n/a |
| Pet Care |
No Cover |
No Cover |
€15 per day up to €150 |
n/a |
| Hijack |
€50 per day up to €500 |
€50 per day up to €500 |
€75 per day up to €750 |
n/a |
| Missed Departure |
Up to €1,000 |
Up to €1,000 |
Up to €1,500 |
€90 |
| Personal Accident |
Max. Benefit €15,000 |
Max. Benefit €15,000 |
Max. Benefit €30,000 |
n/a |
| - Loss of Limbs or Sight |
€15,000 |
€15,000 |
€30,000 |
- |
| - Permanent Total Disablement |
€15,000 |
€15,000 |
€30,000 |
- |
| - Death Benefit (aged 18-45) |
€7,500 |
€7,500 |
€15,000 |
- |
| - Death Benefit (aged under 18) |
€1,500 |
€1,500 |
€3,750 |
- |
| Personal Liability |
Up to €2,000,000 |
Up to €2,000,000 |
Up to €2,000,000 |
€150 |
| Legal Expenses |
Up to €15,000 |
Up to €15,000 |
Up to €25,000 |
€250 |
The Excess is the first amount of the claim for each person, each section, and each incident which is payable by you.
* The Medical Expenses excess for in-patient claims is €55,000 where the Private Health Insurance discount has been availed of.
|
| WINTERSPORTS COVER * |
Light |
Standard |
Premier |
Excess |
|---|
| Ski Equipment |
Up to €750 |
Up to €750 |
Up to €1,500 |
€90 |
| - Owned |
Up to €750 |
Up to €750 |
Up to €750 |
- |
| - Single Item Limit - Owned |
Up to €375 |
Up to €375 |
Up to €375 |
- |
| - Hired |
Up to €375 |
Up to €375 |
Up to €375 |
- |
| Ski Hire |
€30 per day up to €300 |
€30 per day up to €300 |
€30 per day up to €300 |
n/a |
| Ski Pack |
€100 per day up to €400 |
€100 per day up to €400 |
€100 per day up to €400 |
n/a |
| Piste Closure |
€30 per day up to €300 |
€30 per day up to €300 |
€30 per day up to €300 |
n/a |
| Delay Due to Avalanche |
Up to €375 |
Up to €375 |
Up to €375 |
€90 |
|
* Effected when additional premium is paid
|
| GOLF COVER * |
Light |
Standard |
Premier |
Excess |
|---|
| Golf Equipment |
No Cover |
Up to €1,500 |
Up to €1,500 |
€90 |
| - Single item Limit (Owned) |
- |
Up to €375 |
Up to €375 |
- |
| Golf Hire |
No Cover |
€50 per day up to €200 |
€50 per day up to €200 |
n/a |
| Green Fees |
No Cover |
€50 per day up to €400 |
€50 per day up to €400 |
n/a |
|
* Effected when additional premium is paid
|
| PHOTOGRAPHIC COVER * |
Light |
Standard |
Premier |
Excess |
|---|
| Photographic Equipment |
No Cover |
Up to €1,500 |
Up to €1,500 |
€90 |
|
* Effected when additional premium is paid
|
| CRUISE COVER * |
Light |
Standard |
Premier |
Excess |
|---|
| Missed Port Departure |
No Cover |
No Cover |
No Cover |
- |
| Cabin Confinement |
No Cover |
No Cover |
No Cover |
- |
| Itinery Changes |
No Cover |
No Cover |
No Cover |
- |
| Unused Excursions |
No Cover |
No Cover |
No Cover |
- |
| Cruise Interruption |
No Cover |
No Cover |
No Cover |
- |
|
* Effected when additional premium is paid
|
| BUSINESS COVER * |
Light |
Standard |
Premier |
Excess |
|---|
| Business Equipment |
No Cover |
No Cover |
No Cover |
- |
| - Single Item Limit |
- |
- |
- |
- |
| - Computer Equipment (Single Item Limit) |
- |
- |
- |
- |
| - Samples |
- |
- |
- |
- |
| - Delayed Business Equipment |
- |
- |
- |
- |
| - Emergency Courier of Essential Business Equipment |
- |
- |
- |
- |
| Business Equipment Hire |
No Cover |
No Cover |
No Cover |
- |
| Business Money |
No Cover |
No Cover |
No Cover |
- |
| - Cash Limit |
- |
- |
- |
- |
| Employee Replacement |
No Cover |
No Cover |
No Cover |
- |
|
* Effected when additional premium is paid
|
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Areas of Cover (Countries)
Pre-Existing Medical Conditions
Sports & Activities
Policy Wording
