Ski Season Insurance Cover
Comparison
You can download a Policy Summary and full copy of the Policy Wording which details what you are and are not covered by clicking here.
The following Schedule of Cover shows the level of cover for each section of the insurance.
Conditions apply to each section and these can be found in the Policy Wording.
Back
| Sections |
Light |
Standard |
Premier |
Excess |
| Cancellation & Curtailment |
€2,000 |
€2,000 |
€5,000 |
‡ €90 |
| Withdrawal of Services |
€30 per day up to €300 |
€30 per day up to €300 |
€75 per day up to €1,000 |
N/A |
| Scheduled Airline Failure |
€2,000 |
€2,000 |
€5,000 |
N/A |
| Medical Expenses |
€5,000,000 |
€5,000,000 |
€10,000,000 |
‡ €90 |
| Hospital Benefit |
No Cover |
€50 per day up to €500 |
€75 per day up to €1,500 |
N/A |
| Mugging Benefit |
€30 per day up to €300 |
€60 per day up to €600 |
€60 per day up to €600 |
N/A |
| Personal Effects & Baggage |
No Cover |
€1,500 |
€3,000 |
€90 |
| Single Item Limit |
|
€375 |
€750 |
|
| Valuables Limit in Total |
|
€375 |
€750 |
|
| Travel Documents |
|
€300 |
€375 |
|
| Delayed Baggage |
|
€50 per day up to €200 |
€75 per day up to €300 |
|
| Personal Money |
No Cover |
€300 |
€750 |
€90 |
| Cash Limit |
|
€150 |
€375 |
|
| Cash Limit (under 18) |
|
€75 |
€150 |
|
| Travel Delay |
€20 for the first 12 hour
period, €20 for each
additional 12 hour period up
to €300 |
€20 for the first 12 hour
period, €20 for each
additional 12 hour period
up to €300 |
€30 for the first 12 hour period,€30 for each additional 12 hour period
up to €450 |
N/A |
| Holiday Abandonment |
€2,000 |
€2,000 |
€5,000 |
€90 |
| Pet Care |
No Cover |
No Cover |
€15 per day up to €150 |
N/A |
| Hijack |
€50 per day up to €500 |
€50 per day up to €500 |
€75 per day up to €750 |
N/A |
| Missed Departure |
€1,000 |
€1,000 |
€1,500 |
€90 |
| Personal Accident |
Maximum €15,000 |
Maximum €15,000 |
Maximum €30,000 |
N/A |
| Loss of Limbs or Sight |
€15,000 |
€15,000 |
€30,000 |
|
| Permanent Total Disablement |
€15,000 |
€15,000 |
€30,000 |
|
| Death Benefit (aged 18-46) |
€7,500 |
€7,500 |
€15,000 |
|
| Death Benefit (under 18) |
€1,500 |
€1,500 |
€3,750 |
|
| Personal Liability |
€2,000,000 |
€2,000,000 |
€2,000,000 |
€150 |
| Legal Expenses |
€15,000 |
€15,000 |
€25,000 |
€250 |
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|
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SKI EQUIPMENT
(When appropriate Ski Season premium is paid) |
Light |
Standard |
Premier |
Excess |
| Ski Equipment |
€750 |
€750 |
€1,500 |
€90 |
| Owned |
€750 |
€750 |
€750 |
|
| Single Item Limit - Owned |
€375 |
€375 |
€375 |
|
| Hired |
€375 |
€375 |
€375 |
|
| Ski Hire |
€30 per day to €300 |
€30 per day to €300 |
€30 per day to €300 |
N/A |
| Ski Pack |
€100 per day to €400 |
€100 per day to €400 |
€100 per day to €400 |
N/A |
| Piste Closure |
€30 per day to €300 |
€30 per day to €300 |
€30 per day to €300 |
N/A |
| Avalanche Closure |
€375 |
€375 |
€375 |
€90 |
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|
‡ €85 or €55,000 for in-patient claims where a PHI discount has been availed of.
* Medical Expenses and Cancellation and Curtailment related Excesses are doubled for persons aged 66 or over.
The excess is the first amount of the claim for each person, each section, and each incident which is payable by you.
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