Compare Cover - Single & Multi Trip Travel Insurance
Single Trip Travel Insurance provides cover for individual journeys to Europe & Worldwide. Annual Travel Insurance provides cover for an unlimited number of trips during the yeaar, with the option of up to sixty days per individual trip.
Children under the age of eighteen are insured free of charge when named on the policy. Cover is also provided for many pre-existing medical conditions without the need for special screening.
| TRAVEL COVER |
Light |
Standard |
Premier |
Excess |
|---|
| Cancellation & Curtailment |
Up to €4,500 |
Up to €4,500 |
Up to €7,500 |
€85* |
| Catastrophe Cover |
No Cover |
Up to €1,500 |
Up to €1,500 |
€75 |
| Withdrawal of Services |
€75 per day up to €375 |
€75 per day up to €375 |
€75 per day up to €375 |
n/a |
| Scheduled Airline Failure |
Up to €4,500 |
Up to €4,500 |
Up to €7,500 |
n/a |
| Medical Expenses |
Up to €10,000,000 |
Up to €10,000,000 |
Up to €10,000,000 |
€85*† |
| Hospital Benefit |
No Cover |
€50 per day up to €1,500 |
€75 per day up to €2,250 |
n/a |
| Mugging Benefit |
€50 per day up to €500 |
€50 per day up to €500 |
€50 per day up to €500 |
n/a |
| Personal Effects & Baggage |
No Cover |
Up to €2,000 |
Up to €3,000 |
€75 |
| - Single Item Limit |
- |
Up to €500 |
Up to €500 |
- |
| - Valuables Limit in Total |
- |
Up to €500 |
Up to €500 |
- |
| Travel Documents |
No Cover |
Up to €250 |
Up to €250 |
- |
| Delayed Baggage |
No Cover |
€50 per day up to €200 |
€75 per day up to €300 |
- |
| Personal Money |
No Cover |
Up to €500 |
Up to €750 |
€75 |
| - Cash Limit |
- |
Up to €250 |
Up to €300 |
- |
| - Cash Limit (under 18) |
- |
Up to €100 |
Up to €125 |
- |
| Travel Delay |
€20 for the first 12 hour period, €20 for each additional 12 hour period up to €300 |
€20 for the first 12 hour period, €20 for each additional 12 hour period up to €300 |
€30 for the first 12 hour period, €30 for each additional 12 hour period up to €450 |
n/a |
| Holiday Abandonment |
Up to €4,500 |
Up to €4,500 |
Up to €7,500 |
€75 |
| Additional Expenses |
Up to €1,000 |
Up to €1,000 |
Up to €1,500 |
n/a |
| Pet Care |
No Cover |
€15 per day up to €150 |
€15 per day up to €150 |
n/a |
| Hijack |
€75 per day up to €750 |
€75 per day up to €750 |
€75 per day up to €750 |
n/a |
| Missed Departure |
Up to €1,000 |
Up to €1,000 |
Up to €1,500 |
€75 |
| Personal Accident |
Max. Benefit €15,000 |
Max. Benefit €20,000 |
Max. Benefit €30,000 |
n/a |
| - Loss of Limbs or Sight |
€15,000 |
€20,000 |
€30,000 |
- |
| - Permanent Total Disablement |
€15,000 |
€20,000 |
€30,000 |
- |
| - Death Benefit (aged 18-65) |
€7,500 |
€10,000 |
€15,000 |
- |
| - Death Benefit (aged 66-69) |
€3,750 |
€3,750 |
€3,750 |
- |
| - Death Benefit (aged under 18) |
€3,750 |
€3,750 |
€3,750 |
- |
| Personal Liability |
Up to €2,000,000 |
Up to €2,000,000 |
Up to €2,000,000 |
€150 |
| Legal Expenses |
Up to €15,000 |
Up to €15,000 |
Up to €25,000 |
€250 |
The Excess is the first amount of the claim for each person, each section, and each incident which is payable by you.
* Medical Expenses and Cancellation and Curtailment related excesses are doubled for persons aged 66 and over.
† The Medical Expenses excess for in-patient claims is €55,000 where the Private Health Insurance discount has been availed of.
|
| WINTERSPORTS COVER * |
Light |
Standard |
Premier |
Excess |
|---|
| Ski Equipment |
Up to €750 |
Up to €750 |
Up to €1,500 |
€75 |
| - Owned |
Up to €750 |
Up to €750 |
Up to €750 |
- |
| - Single Item Limit - Owned |
Up to €375 |
Up to €375 |
Up to €375 |
- |
| - Hired |
Up to €375 |
Up to €375 |
Up to €375 |
- |
| Ski Hire |
€30 per day up to €300 |
€30 per day up to €300 |
€30 per day up to €300 |
n/a |
| Ski Pack |
€100 per day up to €400 |
€100 per day up to €400 |
€100 per day up to €400 |
n/a |
| Piste Closure |
€30 per day up to €300 |
€30 per day up to €300 |
€30 per day up to €300 |
n/a |
| Delay Due to Avalanche |
Up to €375 |
Up to €375 |
Up to €375 |
€75 |
|
* Effected when additional premium is paid
|
| CRUISE COVER * |
Light |
Standard |
Premier |
Excess |
|---|
| Missed Port Departure |
No Cover |
€1,000 |
€1,000 |
€75 |
| Cabin Confinement |
No Cover |
€100 per day up to €500 |
€100 per day up to €500 |
n/a |
| Itinery Changes |
No Cover |
€100 per port up to €400 |
€100 per port up to €400 |
n/a |
| Unused Excursions |
No Cover |
€30 per day up to €500 |
€30 per day up to €500 |
n/a |
| Cruise Interruption |
No Cover |
Up to €1,000 |
Up to €1,000 |
€75 |
|
* Effected when additional premium is paid
|
| BUSINESS COVER * |
Light |
Standard |
Premier |
Excess |
|---|
| Business Equipment |
No Cover |
Up to €3,000 |
Up to €3,000 |
€75 |
| - Single Item Limit |
- |
Up to €750 |
Up to €750 |
- |
| - Computer Equipment (Single Item Limit) |
- |
Up to €2,000 |
Up to €2,000 |
- |
| - Samples |
- |
Up to €750 |
Up to €750 |
- |
| - Delayed Business Equipment |
- |
€150 per day up to €450 |
€150 per day up to €450 |
- |
| - Emergency Courier of Essential Business Equipment |
- |
Up to €750 |
Up to €750 |
- |
| Business Equipment Hire |
No Cover |
€200 per day up to €1,000 |
€200 per day up to €1,000 |
€75 |
| Business Money |
No Cover |
Up to €1,500 |
Up to €1,500 |
€75 |
| - Cash Limit |
- |
Up to €750 |
Up to €750 |
- |
| Employee Replacement |
No Cover |
Up to €1,500 |
Up to €1,500 |
€75 |
|
* Effected when additional premium is paid
|
| GOLF COVER * |
Light |
Standard |
Premier |
Excess |
|---|
| Golf Equipment |
No Cover |
Up to €1,500 |
Up to €1,500 |
€75 |
| - Single item Limit (Owned) |
- |
Up to €375 |
Up to €375 |
- |
| Golf Hire |
No Cover |
€50 per day up to €200 |
€50 per day up to €200 |
n/a |
| Green Fees |
No Cover |
€50 per day up to €400 |
€50 per day up to €400 |
n/a |
|
* Effected when additional premium is paid
|
| PHOTOGRAPHIC COVER * |
Light |
Standard |
Premier |
Excess |
|---|
| Photographic Equipment |
No Cover |
Up to €1,500 |
Up to €1,500 |
€75 |
|
* Effected when additional premium is paid
|
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Areas of Cover (Countries)
Pre-Existing Medical Conditions
Sports & Activities
Policy Wording
